Medicare

Tailor Your Medicare Experience for Better Care

Discovering the best Medicare plan tailored to your needs, start by assessing your healthcare requirements, including preferred doctors, medications, and budget. Utilize the Medicare Plan Finder tool on the official Medicare website to compare available plans in your area. Consult one of our experts to help you with your planning.

We work with leading Medicare insurance companies

Who is Eligible for Medicare?

Under 65 with certain disabilities

Age 65+

Have-End-Stage Renal Disease

Discover the Medicare Plans tailored for You

Medicare is a federal health insurance program in the United States primarily for individuals aged 65 and older, as well as for certain younger people with disabilities or specific medical conditions.

Part A (Hospital Insurance): Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Social Security Administration

prescription drugs, including many recommended vaccines.

Part B (Medical Insurance): Covers certain doctors' services, outpatient care, medical supplies, and preventive services. Social Security Administration

Part C (Medicare Advantage Plans): An alternative to Original Medicare (Parts A and B), these are offered by private companies approved by Medicare and often include additional benefits such as vision, hearing, and dental coverage. Social Security Administration

Part D (Prescription Drug Coverage): Helps cover the cost of prescription drugs, including many recommended vaccines.

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Frequently Asked Questions

When am I eligible for Medicare?

You are eligible for Medicare if you are 65 years or older, Under 65 and have a qualifying disability, or Any age with End-Stage Renal Disease (ESRD) or ALS.Your initial enrollment period starts three months before your 65th birthday, includes your birthday month, and ends three months after.

What is the difference between Medicare Parts A, B, C, and D?

Part A: Covers hospital stays, skilled nursing, hospice, and some home health services.

Part B: Covers doctor visits, outpatient care, preventive services, and medical equipment.

Part C (Medicare Advantage): Offered by private companies; combines Parts A and B, often with additional benefits like vision and dental.

Part D: Provides prescription drug coverage.

How much does Medicare cost?

Part A: Free if you’ve worked 10+ years and paid Medicare taxes; otherwise, up to $506/month.

Part B: The standard premium for 2024 is $174.70/month, with income-based adjustments.

Part C and D: Costs vary depending on the plan you choose, including premiums, deductibles, and copayments.

What happens if I don’t enroll in Medicare when I’m first eligible?

If you don’t enroll during your Initial Enrollment Period and don’t qualify for a Special Enrollment Period, you may face penalties:

Part B penalty: 10% for each 12-month period you delay enrollment, added to your premium.Part

D penalty: 1% of the "national base premium" multiplied by the number of months you were without coverage.

Can I have other insurance with Medicare?

Yes, you can have other insurance with Medicare. Common examples include:

Employer coverage,

Retiree benefits,

Medicaid, or Supplemental insurance (Medigap).

Medicare typically works as your primary insurance, and other policies act as secondary coverage to help with costs Medicare doesn’t cover.

*DISCLAIMER

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.